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    Health Pet Insurance: Find the Best Quote

    Articlepet health guidesTuesday 27 November 2012
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    Pet insurance cover is aservice that is often worth the money. Vet bills are becoming more and moreexpensive, with the highest prices found in London and the Southeast. Pet healthinsurance can cover lots of eventualities, and if you compare pet insuranceprices, you may not pay as much as you think you will. See the following guideto pet insurance cover and what to look out for so that you get the cheapestdeal.

     

     

    Compare PetInsurance

    Each insurer is going togive you a different quote. This is why it is very important to compare petinsurance companies and their quotes. This can be done online, or by approachingeach company individually. Often, you may find that actually speaking to arepresentative could get your policy price lower, especially if you tell themhow much other companies are willing to quote you.

     

    Excess

    Whether it is pet catinsurance, dog pet insurance, or any other type of pet cover, there will be anexcess amount to pay upon any claims made. Make sure to find out exactly howmuch this amount would be in this event. Factor this into the costing. Somecompanies will charge much more than others.

     

    Times

    There are certain conditionsassociated with lengths of time in pet health insurance. These are:

     

    • Time Capped – This type of pet insurance cover is usually the cheapest option. However, it will only protect your pet with a condition for the first year. Thereafter, it will be up to you to cover the costs of further treatment.

     

    • Financially Capped Policy – This pet insurance cover is characterised by a set limit that you will be allowed to treat a pet with. This money can be split for treatment until it runs out. After this the policy holder must pay for the rest of the treatment. For example, if your dog develops diabetes, your dog pet insurance company could allow you about £3,500. Some of this money can be used in the first year, and whatever is left can be used in subsequent years until it finishes.

     

    • Lifelong Cover – This is probably the best type of pet insurance cover as it allows you a certain amount of money to use on treatment each year for the whole pet’s life.
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